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$10,000 Accident Benefit

All members and employees of member businesses of the Living Wage Movement are now covered by a $1,500 Accidental Death & Dismemberment Benefit. This is an automatic membership benefit and is provided FREE by AIL Insurance.

In addition to this benefit, we are also offering members and employees an additional $10,000 Accident Death Benefit, which costs just $2 for the first year. (Members may renew annually for just $5 thereafter.) You can continue this benefit into retirement or if you move to a different industry.

You and your whānau may qualify for additional insurance benefits offered at this time. AIL is rated A (Excellent) for overall Financial Strength (as of 8/23, AM Best) and their programmes are offered to help our members. AIL can provide:

  • Permanent Life cover for your whole family
  • Accident injury coverage (including sports injuries)
  • Cancer protection
  • Critical illness cover

All cover is on/off work, international, no occupational ratings, and benefits are paid in addition to ACC or other private schemes. Click here to see a sample policy.

Please take a few minutes and listen to the AIL representative who will be calling on you.

You are under No Obligation at all. If you have any questions about these benefits, please call AIL on (09) 973 5254 or email: .
A Disclosure Statement is available here 

This offer is also available to all employees of Living Wage businesses. To request extra enrolment cards for your employees, please contact AIL direct on (09) 973 5254 or email

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